Run the numbers on any money decision.
20 free calculators using current Australian tax rates. Each one explains its result in plain English, and none of them need an account.
Tax & pay
- Take-Home PayYour weekly, fortnightly and monthly pay after income tax, the Medicare levy and HECS.Open calculator →
- Tax ReturnEstimate your refund or bill before you lodge, including work-from-home and franking credits.Open calculator →
- Side HustleTax on freelance or gig income, when GST applies, and how much to set aside.Open calculator →
- RedundancyWhat you keep from a redundancy package: the tax-free part, the taxed part and notice pay.Open calculator →
- Franking CreditHow the tax already paid on your dividends lowers your tax, or comes back as a refund.Open calculator →
Property
- First Home BuyerWhich government schemes you may qualify for and how much you could borrow.Open calculator →
- Mortgage RepaymentMonthly repayments, total interest, and lenders mortgage insurance (LMI) if your deposit is small.Open calculator →
- Stamp DutyThe government charge on buying property, for every state, with first home buyer exemptions.Open calculator →
- Rent vs BuyBuying a home compared with renting and investing the deposit instead.Open calculator →
- Negative GearingThe after-tax cost of an investment property that costs more than it earns, and the 2027 rule change.Open calculator →
- Investment PropertyRental yield, weekly cash flow, tax effect and 10-year total return.Open calculator →
Super & investing
- FIRE NumberHow much you need invested to live off it, and how many years it could take.Open calculator →
- Super RetirementYour super balance at retirement and the yearly income it could support.Open calculator →
- Salary SacrificeTax saved by paying extra into super from your pre-tax salary.Open calculator →
- CGT 2027 DeadlineTax on selling shares or property under today's rules compared with the new rules from 1 July 2027.Open calculator →
- Sell vs BorrowPaying for something big: sell shares, take a loan or use cash — the after-tax cost of each.Open calculator →
- Savings GoalHow long it takes to reach a savings target, with interest or returns added.Open calculator →
Life events
- HECS RepaymentWhen your student debt is paid off, your yearly repayment, and what indexation adds.Open calculator →
- Parental LeaveGovernment parental leave pay, your monthly shortfall and childcare costs.Open calculator →
- Novated LeaseBuying a car outright compared with paying for it from your pre-tax salary.Open calculator →
These are estimates only — not financial, tax or investment advice. Each calculator lists its own assumptions under the result.