What's new
What's new at Clarow
New tools, improvements and rate updates, newest first. Tax and super figures are checked against official sources and updated each 1 July.
Last update:
October 2026
- New
List your car, crypto and other debts in your net worth
Other assets and debts are now named items you can add, edit and remove, instead of one lump sum each. The net worth card also has a button that takes you straight to them.
Take a look → - Improved
A shorter start: add your investments first
Getting started now begins with your shares and ETFs (upload a broker file, type a few, or skip), asks four quick questions, and shows your result before asking you to sign up.
Take a look → - New
Share your growth without sharing your dollars
Create an image of your portfolio's return and mix to share. It never shows your name or holdings, and dollar amounts stay hidden unless you turn them on.
Take a look → - New
"If I sold this" on every holding
Open a holding to see the estimated tax if you sold today compared with after the 1 July 2027 capital gains changes.
Take a look → - New
1 July 2027 property value: valuation vs Treasury's draft formula
Compare a valuation with Treasury's draft apportioning formula and see how each splits your gain and the tax difference. Matches the draft's own worked examples to the cent.
Take a look → - New
Is my investment property grandfathered?
A step-by-step checker for the negative gearing changes: the 12 May 2026 cut-off, contract dates, new builds, inheritance and separation, with what's law and what's still proposed.
Take a look → - New
Guide: the 30% minimum tax on capital gains
Who pays it from 1 July 2027, who's exempt, and a table of the top-up at different incomes, worked out by the same engine as the calculators.
Take a look → - Rates update
Working Australians Tax Offset included from 2027–28
Income tax estimates now apply the new $250 offset from 2027–28, and the tax return calculator uses each year's own HECS and Medicare thresholds.
Take a look → - Improved
ETF figures checked against each fund manager
Fees, distribution yields, country weights and the COVID-19 falls for popular ETFs now come from the issuers' own published data, with sources listed.
Take a look → - New
First home buyer grants for every state, in one table
Each state's grant, price limit and dates, plus the federal schemes, checked against official sources. The calculator now asks whether the home is new or established.
Take a look → - New
A stamp duty page for each state
Dedicated 2026–27 stamp duty calculators for NSW, VIC, QLD, WA, SA, TAS, ACT and NT, with first home buyer concessions.
Take a look → - Rates update
2026–27 rates across the site
The 15% second tax bracket, HECS thresholds, the Medicare levy shade-in, super caps, redundancy, parental leave and Age Pension figures are updated, and they now roll over automatically each 1 July.
Take a look → - Rates update
Capital gains and negative gearing follow the new law
The CGT 2027 and negative gearing calculators now follow the Tax Reform No. 1 Act 2026 as passed in June, not the Budget announcement.
Take a look → - Fixed
Take-home pay and HECS corrections
Take-home pay no longer counts the Medicare levy twice, and HECS repayments use the current marginal system.
Take a look → - Improved
A new look, and sources on every page
Clarow has a new design that's easier to read on phones and in dark mode. Every calculator and guide now lists the official sources behind its figures.
Take a look →
July 2026
- New
Your full dividend history and upcoming payments
The Tracker's income view shows every distribution you've received, with franking, plus the payments that are on the way.
Take a look →
June 2026
- New
Net worth at the top of the Tracker
See your investments, super, cash and property together with your debts, above your holdings.
Take a look →
These are estimates only — not financial, tax or investment advice.